Demand Intentions and Contributive Factors of Mortgage Loan for Land Contractual Management Rights from the Farmers' Perspective
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The study mainly investigates the farmers’ intentions in the rural land contracted mortgage loan in the pilot area in the form of questionnaire survey. A total of 287 households in Xi'an and Xian yang have been randomly selected as samples, and the Logistic model has been applied to analyze the farmers’ demand for and influencing factors on the mortgage loan on rural land contractual management right. The results show that the educational level of farmers, the area of contracted land, and the degree of understanding of policies are in positive correlation with the demand for mortgage loans on farmers' land contractual management rights; while the age of farmers is negatively correlated with the demand for mortgage loans on farmers' land contractual management right. Accordingly, the corresponding countermeasures and suggestions are put forward.
Contracted Land; Mortgage Loan; Demand Willingness; Management Right