Author(s)

Xinguo Lu and Daoyuan Yao

Corresponding Author

Xinguo Lu

Abstract

The concept of "inclusive finance" aims to enable all people in need of financial services to enjoy these services equally and fairly. With the development of inclusive financial services in China, because of national and social factors, the existing inclusive finance has a series of disadvantages. Even, there are some illegal financial storms, so we have to re-examine the existing inclusive financial system. This paper proposes to combine the "P2P network loan platform model" and "B2B business model" to build a new inclusive financial model, so that it can fully play its maximum value. The inclusive finance under this model not only greatly exerts its concept, but also solves its existing problems.

Keywords

Inclusive finance; New model; Socialism with characteristics