Author(s)

Jingwen Zhan

Corresponding Author

Jingwen Zhan

Abstract

Internet finance is born from a new technology, and it’s a new type of finance, which develops rapidly. The new type has brought a huge impact on the traditional financial industry, which has undergone great changes. Therefore, Internet finance got many focus and research from investors, individuals and industries. The commercialization of the Internet has resulted in the way when people and client pay for products, pray for invest, it changes payment models and channels, such as online loans, crowdfunding and so on. Based on the theme of the nature, current situation and development trend of Internet finance, so the author systematically combs specific concept and connotation of Internet finance, the development process, the development mode, the research current situation and the existing matter, also discusses the future development direction for the Internet finance and the influence for the Internet finance.

Keywords

Internet finance; Internet loan; modern technology; crowdfunding