Author(s)

Jing Lu, Yuxin Liu

Corresponding Author

Yuxin Liu

Abstract

In the form of questionnaire survey, the personal insurance consciousness of students in Wuxi Vocational Institute of Commerce was investigated. By analyzing 1442 valid questionnaires, it is found that the students' personal insurance consciousness is insufficient. The reasons are as follows: the students have poor independence, and they are in good physical condition with a fluke mentality towards serious diseases; the publicity of medical insurance policy and insurance awareness education are not in place on campus; the medical insurance for urban residents has its own limitations; the insurance industry in China is not in good reputation. It is suggested that schools should attach importance to the publicity of medical insurance policy and strengthen insurance awareness education; the government further expands the scope of use of medical insurance, simplifies the reimbursement process, and strengthens the publicity of commercial insurance; insurance companies strengthen staff quality training.

Keywords

College Students; Insurance Awareness; Medical Insurance For Urban Residents; Personal Insurance