Author(s)

Jingbo Yu, Liyao Wang

Corresponding Author

Jingbo Yu

Abstract

Credit insurance is one of the most technical and difficult insurance types in property insurance. At present, there are not many insurance companies carrying out credit insurance in China, and the insurance rate of credit insurance is not high. Facing the high risk of credit insurance, domestic insurance companies have established strict underwriting and underwriting rules. With the development of one belt, one road and other national strategies, the credit insurance market has great potential for development. To give full play to the financing function of credit insurance, insurance companies need to improve their operation and management level to meet the new development needs, innovate the underwriting mode based on customer demand, establish professional credit insurance underwriting and claim settlement talent team, and comprehensively optimize the business management process.

Keywords

Credit Insurance; Underwriting; Supply and Demand